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INSURANCE

Buildings & Contents Insurance

The difference between buildings and contents insurance is that buildings insurance covers the physical structure of the property including the walls, roof and floors, while contents insurance covers items inside the property, like furniture and freestanding appliances.

Buildings and contents insurance cover your home in the event of damage caused by extreme weather, fire in the home, water damage or if items in your home were damaged or stolen in a burglary.

If you own a property, buildings insurance isn’t a legal requirement, but it will usually be required by your mortgage lender. However, most property owners choose to take out buildings insurance, as it can cover the repair or rebuild costs if your property is damaged or destroyed.

To speak to one of our experienced advisers today about all your insurance requirements

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