Many people believe that because of their credit file it’s impossible for them to get a mortgage. In some cases this can be true, however, there are a wide range of lenders in the market that can potentially assist.
The first place to start is to obtain a copy of your credit file. We ask this of each and every client we speak to. This can save an awful lot of time for both parties. Once we have seen the credit file, we can pretty much tell you where we are going to be able to place your application. If your credit is in a place where its not possible to do something right away, we can give you an indication as to when in the future we would be able to assist.
The lenders that specialise with adverse credit often base a decision to lend on what the adverse credit is in respect of the cause and the severity, the age of the credit issue and how close you met the rest of the lenders other criteria, such as affordability.
Whether you have missed loan or credit card payments or are looking for a mortgage after bankruptcy or are applying for a mortgage after a CCJ or default. If you are looking for adverse credit mortgage advice, then please get in touch.
ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY OR THE PRUDENTIAL REGULATION AUTHORITY.
FFP SolutionsOld Bank Chambers, High Street,St Asaph, LL17 0RD
Registered in England and Wales Company No. 08958626, Registered Address: Unit 32 Llys Edmund Prys, St. Asaph, Denbighshire, LL17 0JAFFP Solutions Ltd is a credit broker and not a lender and is entered on the FCA register under reference 624257You can find FFP Solutions on the Data protection public register under reference: ZA056605
YOUR HOME OR YOUR COMMERCIAL PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THE GUIDANCE PROVIDED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CONSUMERS IN THE UK
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