Many different lenders offer these schemes including Principality Building Society, Halifax, Nationwide Building Society and more! Each lender will have their own criteria and mortgage products but our mortgage advisors can search for the best lender based on your individual situation!
This may vary with each scheme, lender or your personal situation however the minimum deposit for all of the schemes listed above is 5%.
For example, using the Help to Buy scheme, if you put down a 5% deposit, the government then lend up to 20% so you will need a 75% mortgage.
For the Joint Borrower Sole Proprietor scheme, you will need a minimum of 5% deposit and will therefore need a 95% mortgage. However, you are not restricted to the 5% deposit and could put down more if you are able to!
All of the schemes listed above have both positives and negatives and will all depend on your current situation. Speak to one of our mortgage advisors to find the right scheme for you!
FFP SolutionsOld Bank Chambers, High Street,St Asaph, LL17 0RD
Registered in England and Wales Company No. 08958626, Registered Address: Unit 32 Llys Edmund Prys, St. Asaph, Denbighshire, LL17 0JAAuthorised and Regulated by The Financial Conduct Authority. FFP Solutions Ltd is a credit broker and not a lender and is entered on the FCA register under reference 624257You can find FFP Solutions on the Data protection public register under reference: ZA056605
YOUR HOME OR YOUR COMMERCIAL PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THE GUIDANCE PROVIDED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE PRIMARILY TARGETED AT CONSUMERS IN THE UK
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